It is possible for you to get Minnesota no-fault medical benefits even if you were not driving your car or in an accident. No-fault coverage also allows people who are using or maintaining their car to get benefits, so that means if you are pumping gas, try to get the nozzle into your car, and you trip and fall over the hose, you can get benefits for that injury. It is the same as if you are changing the oil and something falls on you or you hit your head on the hood. Another example would be pulling on a car door, tripping, and falling backwards.
In all these examples, you were injured, because you were using the or maintaining your car. If you get injured in one of those scenarios, it is a good idea to check to see if you can get no-fault benefits to take care of those bills and your wage loss if you miss any work time from it.