In continuing our series on why your claim was denied, was are looking at car accidents with stolen cars. It is a frustrating experience to discover, after the fact, that the car that hit you was stolen. If the car is stolen, the insurance company is going to deny it, saying that the driver is not considered insured, because they did not have permission to driver that car.
The insurance company will say that you have to bring the claim directly against them. That might be suing them directly if they have any sort of assets or going through victims’ reparations through the county, but you want to be sure the car was actually stolen. Some will insist that the car was stolen, but you might find out that they never filed a stolen police report. This person has been in the car and used it before. Is it really stolen?
You are going to want to find that out before you just accept that they say that it is stolen, but if it is stolen, they will deny the claim.
If you have any questions, call or text the car accident lawyers at 612-INJURED at (612) 465-8733 for a free consultation to discuss your options.