An unfortunate scenario, particularly with an injury, is when you are rear-ended or sideswiped, and the driver then flees the scene of the accident. In Minnesota, your no-fault insurance takes care of your medical bills and some of your wage loss, but you are unable to bring a claim against the car if they run off and there are no witnesses, police report, and there was no camera footage to get a license plate.
This is where your uninsured motorist policy comes into the picture. Minnesota requires you to have at least $25,000 on it, so you can have the basic coverage. You are going to bring your medical bills so you can get that paid through no-fault, and then turn around again and bring a claim against your own insurance company on that uninsured motorist policy. That will help cover areas such as pain and suffering.
If you have any questions, call or text the car accident lawyers at 612-INJURED at (612) 465-8733 for a free consultation.
