If you were in a car accident and found out your autopay on your insurance company did not go through and left you without insurance, you could be in a difficult situation, particularly if the car that ran into you also did not have insurance. Now, you are in a scenario where it is an uninsured motorist verses an uninsured motorist.
Your first problems are being left without no-fault medical and wage loss benefits. You cannot go after your own insurance companies for any of those bills, and you are unable bring one lump-sum claim against the other driver when you are done. If you are looking to get $20,000-30,000 in medical bills paid, it is probably not going to happen. Most people don’t have that kind of money, even if you can prove the other driver is at fault and succeed in court.
A lot of times, you are probably going to end up doing something like small claims or conciliation court to try to get some money to take care of your property damage, but that is probably all the further you are going to get.
If you have any questions, call or text the car accident lawyers at 612-INJURED at (612) 465-8733 for a free consultation.