This is a favorite question when it comes to no-fault insurance in Minnesota: What does no-fault insurance mean? All that it means is that when you get into an accident, your own insurance company is going to pay for your medical bills and your wage loss.
We understand that it can be frustrating that you are not just bringing a claim against the person who caused the accident. At the end of the day, it is going to be better for you, because you are not going to be paying from your own pocket to have those bills reimbursed.
When you get a settlement from the other people, you are going to be getting paid your wage loss as you go along instead of waiting for it to happen at the end. The bottom line is when you get into an accident, your own insurance company steps in. It might be your own policy, that of your parents if you live at home, or the person with whom you are riding if you do not own a car, but it is not going to start with the other driver.
If you have any questions, call or text the car accident lawyers at 612-INJURED at (612) 465-8733 for a free consultation.
