Last summer a mother was riding her bike while pulling her daughter behind her in a specialized trailer. A driver was not paying attention to his surroundings, came around a corner too quickly, and struck the trailer. This incident resulted in her daughter breaking her collar bone and her mother missing time from work to care for her injured child.

The parents attempted to resolve this claim by communicating with the insurance company, but the insurance company attempted to make the family feel as if their claim was settled and sent them formal paperwork to close out the case. The insurance company was pressuring them to settle both the mom and daughter’s case for a one-time payment of $5,000.00. That was the point when the parents felt like they were getting pushed around, so they reached out to us for help.

This claim came to us, and we collected all information about everything that happened. It was evident that the insurance company did not perform their due diligence and did not recognize the extent of the daughter’s injury. We evaluated the medical records, identified the permanent injury to the daughter, and provided photographs to indicate that the accident had permanently altered her collar bone.

Her claim resolved for $21,500.00, with her medical bills being taken care of by the insurance company on top of the settlement. For the mom, it became apparent that she should receive not only her wage loss but attorney Scott Kruger identified a secondary claim for Negligent Infliction of Emotional Distress (NIED), which is infrequently pursued and more rarely compensated. When one is in immediate danger of becoming injured but a close loved one ends up getting injured, you can bring the extra claim. Scott Kruger worked through the case and won our Minnesota mother a separate settlement.

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This is a good example to make sure to contact an attorney early, so they can handle the insurance companies. Find a personal injury lawyer who is knowledgeable in numerous types of claims, so they can add value to your claim. If you find yourself in a situation where you were caused severe physical or emotional distress through another’s negligent actions, please give personal injury attorney Scott Kruger a call or text at (612) 465-8733.