Minneapolis Car Accident Attorney
Experienced Car Accident Attorneys in Minneapolis, Minnesota
After a vehicle collision, your life can change in an instant. Between the physical pain of an injury and the stress of dealing with insurance adjusters, the aftermath of a crash is often overwhelming. We understand what you are going through because we have spent more than two decades helping people in your exact situation. If you are searching for a Minneapolis car accident attorney, our team at 612-Injured is here to provide the local support and legal guidance you need to move forward.
Since 2001, we have dedicated our practice to protecting the rights of injured individuals in the Twin Cities. We believe that no one should have to face the financial burden of a crash that was not their fault. Our approach is simple: we provide aggressive representation while treating our clients with the compassion and respect they deserve. We know the local courts, we understand the local roads, and we are ready to put our experience to work for your recovery.
Why You Need a Local Minneapolis Car Accident Attorney
Minnesota law is unique, especially when it comes to motor vehicle accidents. Navigating the rules of a no-fault state requires a deep understanding of the statutes that govern insurance claims. We help you understand how your Personal Injury Protection (PIP) benefits work and when you are entitled to pursue a claim against the at-fault driver. If your medical expenses exceed certain thresholds or if you have suffered a permanent injury, we can help you step outside the no-fault system to seek full compensation for your pain and suffering.
By choosing a Minneapolis car accident attorney from our firm, you are getting someone who is familiar with the specific challenges of driving in the Twin Cities. From the congestion on I-94 to the treacherous winter driving conditions on Hennepin Avenue, we know how these accidents happen and how to prove liability. We take the time to investigate the scene, review traffic camera footage, and interview witnesses to build a solid foundation for your case.
Why Choose 612-Injured For Your Car Accident Claim
- Mastery of Minnesota’s “No-Fault” System: Navigating No-Fault (PIP) insurance can be a headache after a car crash. 612-Injured specializes in ensuring your medical bills and lost wages up to the $40,000 threshold are paid promptly by the correct insurer. We handle the paperwork and the “order of priority” disputes so you can focus on your recovery without the stress of unpaid hospital bills.
- Aggressive Investigation into Driver Negligence: Whether your accident involved a distracted driver, a rear-end collision, or a complex multi-car pileup, we know how to prove liability. Our team moves quickly to secure vital evidence, including black-box data, cell phone records, and traffic camera footage, to counter the common excuses insurance companies use to deny your claim.
- Maximizing Recovery Beyond the No-Fault Threshold: In Minnesota, you can only sue the at-fault driver if you meet specific injury thresholds. We are experts at documenting “permanent injury,” disability, or medical expenses exceeding $4,000 to ensure you are eligible for a full settlement that includes pain, suffering, and emotional distress.
- Expertise in High-Impact and Internal Injuries: Car accidents often result in “invisible” injuries like TBIs (concussions), whiplash, and internal organ damage that insurance adjusters try to downplay. 612-Injured works with leading medical experts to provide the testimony needed to prove the long-term impact of your injuries, ensuring your settlement covers future care and chronic pain.
- Seamless Workers’ Comp Integration for Work-Related Crashes: If you were driving for work, whether making a delivery, traveling between job sites, or visiting a client, your case is twice as complex. 612-Injured is unique because we are a premier Workers’ Compensation firm. We manage both your personal injury lawsuit and your workers’ comp claim simultaneously, preventing “finger-pointing” between insurers and maximizing your total recovery.
Common Causes of Collisions in the Twin Cities
We see a wide variety of accident types every day. While every case is different, many collisions are the result of avoidable negligence. We represent clients involved in many types of incidents, including:
- Distracted Driving: Whether it is texting, adjusting a navigation system, or eating, distracted drivers are a major threat on Minneapolis roads. We hold these drivers accountable for their lack of focus.
- Drunk Driving: Operating a vehicle under the influence of alcohol or drugs is a gross act of negligence. We fight to ensure that victims of impaired drivers receive justice.
- Speeding and Aggressive Driving: High-speed crashes often result in the most severe injuries. We work with reconstruction professionals to prove when a driver was traveling above the safe limit.
- Rear-End Collisions: Often caused by tailgating or sudden stops, these accidents can lead to significant whiplash and spinal injuries.
- Intersection Accidents: Failure to yield the right of way or running red lights causes some of the most dangerous side-impact collisions in the city.
Meet Our Attorneys
The Types of Compensation We Pursue for You
Our goal is to ensure that you are made whole again. When we take on your case, we look at the big picture. We do not just look at your current bills; we look at how this injury will affect your future. We work to recover compensation for several types of damages:
First, we focus on your economic recovery. This includes all medical expenses, such as emergency room visits, surgeries, physical therapy, and medication. If your injuries prevent you from returning to work, we pursue lost wages and compensation for your diminished earning capacity. Second, we seek non-economic damages. These are meant to compensate you for the intangible losses you have suffered, such as physical pain, emotional distress, and the loss of enjoyment of life. We believe that your compensation should reflect the true total of your experience.
How We Handle the Insurance Companies
Insurance companies are businesses, and their primary goal is to protect their bottom line. They often use tactics to minimize your claim, such as asking for recorded statements or offering a quick settlement before the full extent of your injuries is known. When you hire us as your Minneapolis personal injury attorney, we take over all communication with the insurance adjusters. You will not have to worry about saying the wrong thing or feeling pressured to accept a low offer.
We handle the paperwork, the phone calls, and the negotiations. We present the evidence we have gathered to show the true value of your claim. If the insurance company refuses to offer a settlement that covers your needs, we are prepared to take the matter to court. Our reputation for being trial-ready gives us a position of strength during settlement talks, as the opposition knows we are not afraid to litigate.
What to Do Immediately After a Car Accident
The steps you take in the minutes and days following a crash are critical. We always advise our clients to prioritize their health first. Even if you feel okay, some injuries like internal bleeding or concussions may not show symptoms right away. Seeking medical attention creates a formal record of your injuries, which is vital for your legal claim.
If you are able, take photos of the vehicles, the surrounding area, and any visible injuries. Exchange information with the other driver, but avoid discussing fault at the scene. Finally, contact us as soon as possible. The sooner we can begin our investigation, the better we can preserve the evidence necessary to win your case.
Car Accident FAQ’s
If the accident wasn't my fault, why does my own insurance have to pay my medical bills?
This is the #1 point of confusion in Minnesota. Because we are a "No-Fault" state, Minnesota law requires your own auto insurance policy to pay for your initial medical expenses and lost wages through Personal Injury Protection (PIP), regardless of who caused the crash.
- The Benefit: You get immediate access to treatment without waiting for a lengthy investigation into who was "at fault."
- The Limit: Standard PIP covers up to $20,000 for medical bills and $20,000 for lost wages. Once these are exhausted, or if you meet specific "injury thresholds," we can then pursue a claim against the at-fault driver’s insurance.
What happens if the other driver doesn't have insurance (or not enough)?
In Minneapolis, a significant number of drivers are either uninsured or "underinsured" (carrying only the state minimum). If you are hit by one of these drivers:
- Uninsured Motorist (UM): Your own policy includes UM coverage, which steps into the shoes of the at-fault driver to pay for your injuries.
- Underinsured Motorist (UIM): If your injuries are severe and the other driver’s $30,000 limit is used up, your UIM coverage kicks in to bridge the gap.
Note: We specialize in finding "hidden" insurance policies, such as household umbrella policies or corporate insurance if the driver was working at the time.
Can I still recover money if the police report says the accident was partially my fault?
Yes. Minnesota follows a "Modified Comparative Fault" rule.
- As long as you are 50% or less responsible for the accident, you can still recover damages.
- Your total settlement is simply reduced by your percentage of fault. For example, if you are awarded $100,000 but found 20% at fault for speeding, you would receive $80,000.
- If you are found 51% or more at fault, you are barred from recovering any money from the other driver.
How do I get my car fixed or replaced after a total loss?
While we primarily handle your injury claim, we often help clients navigate the property damage side for free:
- The Choice: You can file a property claim through your own insurance (if you have collision coverage) or the at-fault driver's insurance.
- The "Total Loss" Calculation: In Minnesota, if the cost to repair your car exceeds roughly 70–80% of its Actual Cash Value (ACV), the insurer will "total" it. They owe you the fair market value of the car—what it would have sold for the second before the crash—not what you still owe on your car loan.
No Fees Unless We Win Your Case
We believe that everyone should have access to high-quality legal representation regardless of their financial situation. That is why we work on a contingency fee basis. You do not owe us a single penny in attorney fees unless we successfully recover money for you. This allows you to focus on your recovery without worrying about how to pay for a lawyer. We offer a free consultation to discuss the details of your accident and explain your legal options.
Since 2001, we have been a fixture in the Minneapolis community, helping our neighbors get back on their feet after devastating accidents. We are available 24/7 to take your call or text. Let us handle the legal stress while you focus on getting better. Contact us today to speak with a dedicated legal team that cares about your future.