We write a lot about no-fault insurance and the priorities, but the question comes as to what happens to your no-fault benefits if you do not have insurance on your car. We start by going down the priorities for coverage in Minnesota. If, as an uninsured driver who should be covered, you do not have insurance and do not live with a resident relative with insurance, you are not going to get benefits through the Assigned Claims Bureau.
If you were not at fault for the car accident, you can, at least, go after the other driver for it, but the bills and wage loss you would have received from your no-fault coverage is now going to be coming from the settlement with the at-fault driver. In the end, you are going to have less in your pocket.
If you were at fault for the accident, you are on the hook for all those yourself, unless you have your own health insurance that will help take care of you. Your wage loss, if you are uninsured, can leave you in an unfortunate position. This is why it is a good idea to have insurance.
If you have any questions, call or text the car accident lawyers at 612-INJURED at (612) 465-8733 for a free consultation.
