A recent boating accident case in Minnesota resulted in a significant settlement, highlighting the importance of responsible boating practices and the potential consequences of negligence on the water.

The case, led by Scott Kruger, paints a picture for boat owners and operators of the serious consequences that can arise from even a single mistake on the water.

The Incident

The incident occurred on a highly populated lake in Crow Wing County during a holiday weekend. A boat operator, unfamiliar with the lake’s topography, made the ill-advised decision to navigate through a shallow area between two islands. As a result, the boat struck the lake bottom, causing a sudden stop that violently threw a passenger into the dashboard. In this case lead by Scott Kruger 

Severe Injuries and Lasting ImpactBoat Accident

The impact resulted in severe internal injuries to the passenger, including a Grade IV splenic rupture. Emergency surgery was required to address the life-threatening internal bleeding. In addition to the physical trauma, the accident caused significant emotional distress, leading to ongoing anxiety and counseling for the victim. The incident also left the passenger with a large scar as a permanent reminder of the ordeal.

The Settlement

The case was  settled for $800,000, considering medical expenses, lost wages, and the long-lasting impact on the victim’s life. Notably, Minnesota law holds boat owners equally liable for injuries caused by non-owner drivers. This “joint and several” liability means both the owner and the driver can be held responsible for the accident, even if the owner was not present at the time of the incident. In this case, the boat owner was away getting pizza when the accident occurred.

Key Takeaways

  1. Always be aware of your surroundings when operating a boat, especially in unfamiliar waters.
  2. Pay attention to water depth and potential hazards, such as shallow areas near islands or shorelines.
  3. Only entrust your boat to experienced operators who are familiar with the specific body of water.
  4. Ensure all passengers are properly seated and secure while the boat is in motion.
  5. Be prepared for emergencies by having proper safety equipment on board and knowing how to contact local emergency services.
  6. Understand that as a boat owner in Minnesota, you can be held liable for accidents even when you’re not operating the boat.

This case serves as a stark reminder of the personal accountability that comes with being a boat owner and the potential consequences of allowing unqualified operators full control. By prioritizing safety and exercising caution, we can help prevent similar accidents and ensure that time on the lake remains enjoyable for everyone.