Can I Sue If My Child Was Hurt Riding Another Kid’s E-Bike or Scooter in Minnesota?

If your child was injured while riding a friend’s e-bike or electric scooter, you may be wondering who is responsible and whether the other family can be held liable. In Minnesota, the answer depends on how the accident happened and whether the other parent or child allowed unsafe or illegal use of the motorized device.

When can the other parent be held responsible?

Parents in Minnesota can be held liable if their actions, or failure to act, contributed to your child’s injury. This may apply if:

• The e-bike or scooter was loaned to your child, even though they were under 15 and not legally allowed to ride it
• The motorized device was modified to go faster than legally permitted or was otherwise unsafe
• No helmet was provided or required
• The parent knew your child was inexperienced or the riding conditions were dangerous, and allowed it anyway

In these situations, you may have grounds to pursue a personal injury claim. That claim could cover medical bills, emotional distress, and other costs related to your child’s injuries.

Will their insurance cover my child’s injuries?

Some homeowners or renters insurance policies include liability coverage for injuries involving property owned by the policyholder. However, many policies exclude accidents involving motorized vehicles, including e-bikes and scooters. If coverage is denied, the other family may be personally responsible for the damages.

What if my child wasn’t supposed to ride it?

If your child used the motorized device without permission, or rode it in a way that clearly ignored rules or instructions, your legal options may be more limited. However, if the other parent or their child knowingly allowed or encouraged unsafe use, they can still be held accountable.

Your child’s safety should never be compromised by someone else’s carelessness. If your family is dealing with the aftermath of an e-bike or scooter injury, we can help you understand your legal rights and what comes next. Call 612-Injured for a free case review.