What Is Workers’ Compensation?
Every state has different workers’ compensation laws. In Minnesota, employers are required to carry workers’ compensation insurance to cover employees who become ill or injured on the job.
What Types of Benefits Are Included in Workers’ Compensation?
The main benefits under Minnesota workers’ compensation laws include coverage for medical expenses, lost wages, vocational rehabilitation, and death benefits.
Who Is Eligible for Workers’ Compensation?
Any employee of a company (not an independent contractor) is eligible for workers’ compensation. You must prove that you sustained a personal injury or illness that arose out of and occurred in the course of your employment.
Main Complications in Workers’ Compensation Claims
Unfortunately, workers’ compensation claims are not always straightforward. It can be difficult to prove that an injury occurred as a direct result of your employment, and many insurers will do everything possible to minimize or deny benefits.
Many deserving employees are denied benefits due to confusing paperwork or legal technicalities. Others find that their benefits are unexpectedly cut off or that certain out-of-pocket expenses — such as prescriptions or rehabilitation services — are not reimbursed. If you’re facing these issues, it’s crucial to contact a Minnesota workers’ compensation lawyer who can help you recover the compensation you deserve.
What Should I Do if I’m Injured on the Job?
If you’re injured at work, follow these steps immediately:
- Report your injury to your supervisor.
- Complete an injury report at work and request a copy for your records.
- Seek medical attention and ensure your doctor documents that the injury occurred at work.
- Keep all records, receipts, and copies of your workers’ compensation documents.
- Update your employer on your treatment progress and any work restrictions.
- Consult a Minnesota workers’ compensation attorney for additional support.
Wage Loss Benefit Options in Minnesota
There are four primary types of wage loss benefits under Minnesota’s workers’ compensation laws:
- Temporary Total Disability Benefits (TTD)
- Temporary Partial Disability Benefits (TPD)
- Permanent Total Disability Benefits (PTD)
- Permanent Partial Disability Benefits (PPD)
How Can a Minnesota Work Injury Lawyer Help?
Navigating the workers’ compensation process can be overwhelming, especially when you’re dealing with a serious work-related injury. With an experienced Minnesota work injury lawyer on your side, you can stand up to unfair treatment from your employer or the insurance company.
You should consider contacting an attorney if you’re experiencing any of the following issues:
- Medical treatment or benefits have been cut off
- Your workers’ compensation claim was denied
- Benefits are not being paid in full
- Paperwork or deadlines are confusing or overwhelming
- You’re facing employer retaliation or harassment
- You have concerns about work restrictions or accommodations
Call or text the law firm of 612-INJURED at (612) 465-8733 for a free consultation. We’ll take the time to listen to your story, answer your questions, and help you build a plan to secure the compensation you deserve.